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Risk Intelligence is a concept that generally means ''beyond'' Risk management, though it has been used different ways by different writers. The term is being used more frequently by business strategists when discussing integrative business processes related to governance, risk, and compliance. == Definitions == The first non-definitive usage of the phrase Risk Intelligence appears in the 1980s and aligns to the definition of ''intelligence'' as being information from an enemy (for example, regarding credit risk.)〔 〕 The topic of balancing risk and innovation using information and the cognitive processes involved also appears at this time.〔 〕 Recent usage is more aligned to ''intelligence'' as understanding and problem solving. The US business writer David Apgar defines it as the capacity to learn about risk from experience.〔 〕 Management consultant and risk advisor Rick Funston defines risk intelligence as a dynamic approach to protect and create value amid uncertainty. It is an enterprise wide process integrating people, processes (systems), and tools to increase information available to decision makers for improved decision making.〔 〕 The UK philosopher and psychologist Dylan Evans defines it as "a special kind of intelligence for thinking about risk and uncertainty", at the core of which is the ability to estimate probabilities accurately.〔 〕 Evans includes a risk intelligence test (RQ) in his book and on his website (below) analogous to IQ or EQ. American financial executive, author, and Columbia University professor Leo Tilman defined risk intelligence as “The organizational ability to think holistically about risk and uncertainty, speak a common risk language, and effectively use forward-looking risk concepts and tools in making better decisions, alleviating threats, capitalizing on opportunities, and creating lasting value.” 〔Tilman, L.. (Risk Intelligence: A Bedrock of Dynamism and Lasting Value Creation ) Retrieved 2015-04-01〕 He has argued that risk intelligence is essential to survival, success, and relevance of companies and investors in the post-crisis world. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Risk intelligence」の詳細全文を読む スポンサード リンク
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